It is the age-old problem where students never seem to have enough money. If you are a student, you are likely always trying to figure out how to save some money and have plenty of money to go around when it comes to socializing, paying for books, and generally making it by from month-to-month.
There are some very important money tips for students to keep in mind.
One of the first things you want to do is never impulse buy. Instead, take the time to shop sales, online as well as in local stores.
Don’t Buy a Car
Buying a car can be one of the worst mistakes as a student. Although you may want to have a car to be able to go wherever you want, that involves car payments, insurance, petrol, as well as maintenance from time to time, such as oil and tyres. Instead, it’s better to spend a percentage of that and use public transportation – or walk whenever possible.
Get a Roommate
If you are living off campus from a university, try and get a roommate. This allows you to split all of the cost down the middle so that you are not paying for them all on your own.
Don’t Waste Money on Cable
Cable bills seem to be more expensive than ever. You probably aren’t going to be around to watch TV all that much, and when you do, it’s likely limited to a few channels. It is better to spend a small amount of money on such online services as Netflix or Amazon.
Plan Out Your Groceries
When you go grocery shopping, take the time to cut coupons. Make a list for exactly what you need. You don’t want to go to the store hungry and without a list because you are likely going to buy double or triple of what you actually need. Make some comparisons between brands and sizes before you put them in your cart.
Take a Good Look at School Supplies
Look at all of the school supplies that you are planning to buy. You need them all? You may not need so many notebooks if you have a laptop because you can simply take notes on it.
You may not always want to, but buying used to can save you a lot of money – and this translates to various things. You can buy used textbooks, used computers, and used other things – and plenty of websites will help you find people who are selling what you need. You can also turn around and sell the things that you don’t need as a way of creating extra money.
Ultimately, there are tons of money saving tips for students, but it all comes down to creating a budget and following it.
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